Revolut Business

Revolut Business stands out as a leading digital banking solution for UK companies aiming to modernise their financial operations. This platform empowers businesses to handle everything from payments to expense tracking in one intuitive app, reducing reliance on outdated banking methods. Whether you’re a startup navigating global markets or an established firm optimising cash flow, Revolut Business delivers cost savings and efficiency gains that drive growth.

What is Revolut Business?

Revolut Business is a comprehensive fintech platform designed specifically for UK businesses to manage finances digitally. It combines traditional banking services with innovative tools like instant transfers and multi-currency wallets, all accessible via a secure mobile app. Launched to disrupt conventional banking, it caters to organisations seeking agile financial solutions without the bureaucracy of high-street banks.

At its core, Revolut Business provides business accounts that support holding and exchanging funds in multiple currencies, making it perfect for international trade. Businesses appreciate its real-time transaction monitoring, which helps maintain transparency and control over expenditures. Over time, the platform has expanded to include advanced features like API integrations and team collaboration tools, solidifying its position as a versatile financial hub for modern enterprises.

The service emphasises security and compliance, with features such as two-factor authentication and regulatory adherence to UK standards. This ensures that companies can trust Revolut Business for handling sensitive financial data whilst benefiting from competitive exchange rates that can save up to 40% on foreign transactions compared to legacy providers.

Key Features

• Multi-currency accounts: Hold and manage funds in over 25 currencies with easy conversions at interbank rates
• International payments: Send money globally in 150+ countries with low fees and fast processing
• Expense management: Track receipts, set budgets, and automate reimbursements for teams
• Business cards: Issue unlimited virtual and physical cards with spending controls and real-time alerts
• Invoicing tools: Create and send professional invoices, accepting payments via bank transfer or card
• Analytics dashboard: Gain insights into spending patterns and cash flow with custom reports
• Team access controls: Assign roles and permissions to employees for secure financial oversight
• API connectivity: Automate workflows by integrating with accounting and CRM software

Benefits for Businesses

Adopting Revolut Business yields substantial ROI through reduced costs and streamlined processes. Companies report saving hundreds on transfer fees annually, allowing reallocation of funds to core activities like marketing or R&D. The platform’s mobile-first design enables on-the-go management, which is invaluable for remote teams and travelling professionals, enhancing productivity without geographical constraints.

Beyond savings, Revolut Business fosters better financial visibility, helping organisations identify inefficiencies and make data-driven decisions. For instance, the analytics tools reveal trends in spending, empowering managers to enforce budgets and prevent overspend. This level of control not only minimises risks but also supports scalability as businesses expand, ensuring financial operations evolve alongside growth.

Security features further amplify benefits, with fraud detection and instant notifications protecting against unauthorised activities. UK firms in competitive sectors like e-commerce and consulting leverage these to maintain trust with stakeholders, ultimately boosting operational resilience and long-term profitability.

Use Cases and Applications

In the realm of e-commerce, Revolut Business excels by facilitating quick international payouts to suppliers and refunds to customers. A typical online retailer might use its multi-currency accounts to price products dynamically across markets, whilst the invoicing feature speeds up receivables, shortening cash conversion cycles. This real-world application helps businesses capitalise on global opportunities without currency barriers.

For freelance agencies and consultancies, the expense management system simplifies client billing and team reimbursements. Imagine a design firm tracking project costs in real-time; with Revolut, they issue cards to freelancers, monitor usage, and reconcile accounts effortlessly. Such scenarios demonstrate how the tool reduces administrative burdens, allowing professionals to focus on delivering high-value services.

Larger enterprises apply Revolut Business for subsidiary management, pooling funds across borders efficiently. A manufacturing company with EU suppliers could use it to hedge against exchange rate fluctuations, ensuring stable costs. These diverse use cases highlight the platform’s adaptability, making it a go-to for organisations at any growth stage seeking financial agility.

Integration & Ecosystem

Revolut Business integrates deeply with essential business software, creating a cohesive ecosystem that eliminates silos. For example, syncing with accounting tools like Xero automates transaction imports, reducing manual entry errors and saving hours weekly. This connectivity extends to payment gateways and HR systems, enabling end-to-end automation for payroll and vendor payments.

Through its robust API, developers can build custom solutions tailored to specific workflows, such as automated alerts for low balances. Partnerships with platforms like Zapier further expand possibilities, allowing no-code connections to over 5,000 apps. This interoperability ensures Revolut Business fits seamlessly into existing tech stacks, enhancing overall digital transformation efforts for UK companies.

Pricing and Plans

Revolut Business offers flexible pricing to suit various business sizes, starting with a free basic plan that includes core account features and limited transfers. As needs grow, paid plans from £10-25 per month unlock higher limits, priority support, and advanced analytics, ideal for active SMEs. Higher tiers, ranging from £25-100 monthly, provide unlimited transfers and dedicated tools for teams.

Enterprise options are customised, often with annual billing discounts and bespoke integrations, ensuring scalability without unexpected costs. Most plans include a free trial period, allowing businesses to test features risk-free. This structure promotes accessibility whilst rewarding commitment with enhanced value.

Exclusive Savings on Revolut Business

UK businesses looking to maximise value on Revolut Business subscriptions can explore exclusive perks and discounts through PerkLedger. Our platform aggregates verified deals from fintech providers, helping companies reduce software and banking costs by up to 20%. Additionally, PerkLedger’s Discovery Rewards programme allows members to earn cashback on eligible purchases, turning routine financial tool investments into tangible savings opportunities. Access these benefits through our website, browser extension, or mobile app to stay updated on the latest Revolut Business offers and streamline your procurement process.

Getting Started with Revolut Business

Beginning with Revolut Business is straightforward, starting with a quick online application that verifies business details in minutes. Once approved, users download the app and set up their account, adding team members and linking existing bank details for seamless transitions. Customising permissions and integrating tools follows, with in-app guides ensuring smooth onboarding even for non-tech-savvy teams.

To optimise usage, businesses should first assess their transaction volume and international needs to select the right plan. Regular reviews of analytics help refine spending controls, whilst exploring integrations early maximises efficiency. With dedicated resources like tutorials and support, companies can fully leverage the platform within days, transforming financial management into a competitive advantage.

Overall, Revolut Business empowers UK organisations to navigate economic challenges with smart, secure banking. By prioritising user-centric design and innovation, it continues to evolve, meeting the demands of a dynamic business landscape. For firms ready to elevate their finances, this tool offers the foundation for sustainable success.