Privacy Policy

Last updated: November 18, 2025

This Privacy Notice for FozDigital LTD, operating as
PerkLedger (“we,” “us,” or “our”), describes how and why we
might access, collect, store, use, and/or share (“process”) your personal
information when you use our services (“Services”), which include:

• Our website, perkledger.com, and any of its subdomains (“Website”).
• Our mobile application (“App”).
• Our browser extension (“Extension”).
• Our Member Dashboard and account management system.
• Our Discovery Rewards programme and wallet.
• Any other related services that refer or link to this privacy notice.

Questions or concerns? Reading this Privacy Notice will help
you understand your privacy rights and choices. We are the data controller
responsible for making decisions about how your personal information is
processed. If you do not agree with our policies and practices, please do not
use our Services.

SUMMARY OF KEY POINTS

This summary provides key points from our Privacy Notice, but you can
find out more details about any of these topics by using our
table of contents below to find the section you are
looking for.

What personal information do we process? When you visit, use,
or navigate our Services, we may process personal information depending on how
you interact with us and the Services, the choices you make, and the products
and features you use. Learn more about
personal information we collect.

Do we process any sensitive personal information? We do not
process sensitive personal information.

Do we collect any information from third parties? We may
collect limited information from public databases, social media platforms, and
partner brands to verify Discovery Rewards claims and enhance our Services.

How do we process your information? We process your
information to provide, improve, and administer our Services, communicate with
you, manage your membership and rewards, for security and fraud prevention,
and to comply with law. We process your information only when we have a valid
legal reason to do so. Learn more about
how we process your information.

In what situations and with which parties do we share personal
information?
We may share information in specific situations and with specific third
parties, such as our analytics partners, payment processors, gift card
providers, and partner brands for reward verification. Learn more about
when and with whom we share your personal information.

What are your rights? Depending on where you are located,
applicable privacy law (such as UK GDPR) may grant you certain rights
regarding your personal information. Learn more about
your privacy rights.

How do you exercise your rights? The easiest way to exercise
your rights is by visiting your Member Dashboard settings, submitting a
data request through our contact form, or by
contacting us at [email protected]. You can also manage
your cookie and tracking preferences at any time using the “Manage Cookie
Preferences” link in the footer of our website. We will consider and act upon
any request in accordance with applicable data protection laws.

Want to learn more about what we do with any information we collect?
Review the Privacy Notice in full.

TABLE OF CONTENTS

1. WHAT INFORMATION DO WE COLLECT?
2. HOW DO WE PROCESS YOUR INFORMATION?
3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
4. HOW DO WE USE COOKIES AND TRACKING TECHNOLOGIES?
5. HOW DO WE HANDLE YOUR SOCIAL LOGINS?
6. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
7. HOW LONG DO WE KEEP YOUR INFORMATION?
8. DO WE COLLECT INFORMATION FROM MINORS?
9. WHAT ARE YOUR PRIVACY RIGHTS?
10. CONTROLS FOR DO-NOT-TRACK FEATURES
11. DO WE MAKE UPDATES TO THIS NOTICE?
12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
13. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you
register on the Services, express an interest in obtaining information about
us or our products and Services, when you participate in activities on the
Services (such as our Discovery Rewards Programme, Premium membership, or tool
reviews), or otherwise when you contact us.

Personal Information Provided by You. The personal
information that we collect depends on the context of your interactions with
us and the Services, the choices you make, and the products and features you
use. The personal information we collect may include the following:

• Names
• Email addresses
• Usernames and passwords
• Business or company name (optional)
• Job title or role (optional)
• Billing and payment information (for Premium subscriptions)
• Proof of purchase documents (for Discovery Rewards claims)
• User-generated content (reviews, ratings, comments)

Payment Data. We use third-party payment processors (such as
Paddle) to handle subscription payments. We do not directly store or process
your full payment card details. Our payment processors collect and store
payment information in accordance with their own privacy policies and PCI DSS
standards.

Information automatically collected

In Short:
Some information — such as your Internet Protocol (IP address and/or browser
and device characteristics — is collected automatically when you visit our
Services.

We automatically collect certain information when you visit, use, or navigate
the Services. This information does not reveal your specific identity (like
your name or contact information) but may include device and usage
information, such as your IP address (which we may trim or anonymize for
privacy), browser and device characteristics, operating system, referring
URLs, device name, country, location data, information about how and when you
use our Services, and other technical information. This information is
primarily needed to maintain the security and operation of our Services, and
for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar
technologies. You can learn more about this in our
Cookie Policy.

2. HOW DO WE PROCESS YOUR INFORMATION?

In Short:
We process your information to provide, improve, and administer our
Services, communicate with you, manage your membership and rewards, for
security and fraud prevention, and to comply with law. We may also process
your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on
how you interact with our Services, including:

• To facilitate account creation and authentication. We
  process your information to allow you to create and log in to your account,
  including through social login options.
• To deliver and manage our Services. We process your data to
  provide access to tool listings, perks, insights, and your Member Dashboard.
• To administer the Discovery Rewards programme. We process
  information related to your reward claims, including proof of purchase
  verification, partner brand coordination, wallet management, and gift card
  redemption.
• To process Premium subscriptions. We work with payment
  processors to handle recurring billing, subscription management, and
  invoicing.
• To send administrative information. We may process your
  information to send you product, service, and new feature information,
  and/or information about changes to our terms, conditions, and policies.
• To provide and improve our Services. We process your data
  to understand how our Services are used, identify bugs, improve
  functionality, and offer more relevant content and recommendations.
• To prevent fraud and ensure security. We process your
  information as part of our efforts to keep our Services safe and secure,
  including monitoring for fraudulent reward claims or account abuse.
• For analytics and marketing. With your explicit consent, we
  use tools like Google Analytics to measure the effectiveness of our content
  and features.
• To comply with legal obligations. We may process your
  information when we are legally required to do so, such as responding to
  legal requests or enforcing our terms.

3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

In Short:
We may share information in specific situations described in this section
and/or with specific third parties.

We may need to share your personal information in the following situations:

• Service Providers: We share data with third-party vendors
  who perform services for us, such as:
  • Analytics providers (e.g., Google Analytics, with your consent)
  • Hosting and infrastructure providers (e.g., Cloudflare)
  • Email service providers for transactional and marketing communications
  • Payment processors (e.g., Paddle) for subscription billing
  • Gift card fulfillment providers for reward redemption
• Partner Brands: We may share limited information with
  partner brands to verify Discovery Rewards claims and attribute actions
  correctly. This typically includes confirmation that an action was completed
  through our tracking link, but does not include unnecessary personal
  details.
• Business Transfers: We may share or transfer your
  information in connection with any merger, sale of company assets,
  financing, or acquisition of all or a portion of our business to another
  company.
• Affiliates: We may share your information with our
  affiliates, in which case we will require those affiliates to honor this
  Privacy Notice.
• Legal Requirements: We may disclose your information where
  we are legally required to do so in order to comply with applicable law,
  governmental requests, or legal processes.
• Vital Interests and Legal Rights: We may disclose your
  information where we believe it is necessary to investigate, prevent, or
  take action regarding potential violations of our policies, suspected fraud,
  or situations involving threats to the safety of any person.

4. HOW DO WE USE COOKIES AND TRACKING TECHNOLOGIES?

In Short:
We use cookies and other tracking technologies to collect and store your
information, managed through our Consent Management Platform.

We use cookies and similar tracking technologies to gather information when
you interact with our Services. Our use of these technologies is governed by
the consent you provide via the cookie banner that appears on your first
visit.

Specific information about the technologies we use, the purposes they serve
(necessary, analytics, marketing, etc.), and how you can refuse or manage them
is detailed in our dedicated
Cookie Policy. You can change your
preferences at any time using the
“Manage Cookie Preferences” link in our website’s footer.

5. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

In Short:
If you choose to register or log in to our Services using a social media
account, we may have access to certain information about you.

Our Services may offer you the ability to register and log in using your
third-party social media account details (like your Google or Apple logins).
Where you choose to do this, we will receive certain profile information about
you from your social media provider. The profile information we receive may
vary depending on the provider but will often include your name, email
address, and profile picture.

We will use the information we receive only for the purposes that are
described in this Privacy Notice or that are otherwise made clear to you on
the relevant Services. Please note that we do not control, and are not
responsible for, other uses of your personal information by your third-party
social media provider. We recommend that you review their privacy notice to
understand how they collect, use, and share your personal information.

6. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?

In Short:
We may transfer, store, and process your information in countries other than
your own.

Our servers are located globally through various hosting and infrastructure
providers. If you are accessing our Services from outside the UK, please be
aware that your information may be transferred to, stored, and processed by us
in our facilities and by those third parties with whom we may share your
personal information, in the UK, the European Economic Area (EEA), the United
States, and other countries.

If you are a resident in the EEA or UK, we will take all necessary measures to
protect your personal information in accordance with this Privacy Notice and
applicable law, including implementing Standard Contractual Clauses or relying
on adequacy decisions for data transfers where necessary.

7. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short:
We keep your information for as long as necessary to fulfill the purposes
outlined in this Privacy Notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for
the purposes set out in this Privacy Notice, unless a longer retention period
is required or permitted by law (such as tax, accounting, or other legal
requirements).

When we have no ongoing legitimate business need to process your personal
information, we will either delete or anonymize such information, or, if this
is not possible (for example, because your personal information has been
stored in backup archives), then we will securely store your personal
information and isolate it from any further processing until deletion is
possible.

Account Deletion: When you request account deletion, your data is processed as follows:

• Immediate (Day 0): Your account is deactivated and personal information is anonymized. You have a 30-day grace period to cancel the deletion.
• Permanent Deletion (Day 30): After the grace period, your account and all personal data are permanently deleted from our active systems.
• Legal Retention: Anonymized transaction records are retained for 7 years in accordance with UK tax law and fraud prevention requirements. These records cannot be linked back to you.

Active Accounts: For active accounts, we retain your information as long as your account remains open and for a reasonable period thereafter to allow you to return to our Services.

Discovery Rewards Transactions: Records of completed reward transactions may be retained for up to 7 years in anonymized form for accounting, tax, and fraud prevention purposes.

8. DO WE COLLECT INFORMATION FROM MINORS?

In Short:
We do not knowingly collect data from or market to persons under 18 years of
age.

We do not knowingly solicit data from or market to persons under 18 years of
age. By using the Services, you represent that you are at least 18 or that you
are the parent or guardian of such a minor and consent to such minor
dependent’s use of the Services.

If we learn that personal information from users less than 18 years of age has
been collected, we will deactivate the account and take reasonable measures to
promptly delete such data from our records. If you become aware of any data we
may have collected from children under age 18, please contact us at
[email protected].

9. WHAT ARE YOUR PRIVACY RIGHTS?

In Short:
Depending on your location, you have rights that allow you greater access to
and control over your personal information.

In some regions (such as the UK and European Economic Area), you have rights
that allow you greater access to and control over your personal information.
These may include the right to:

• Request access to your personal information and obtain a copy of it
• Request correction of inaccurate or incomplete personal information
• Request erasure of your personal information in certain circumstances
• Object to or restrict the processing of your personal information
• Request portability of your personal information to another service provider
• Withdraw your consent at any time (where processing is based on consent)

Withdrawing your consent: You have the right to withdraw your
consent at any time. You can withdraw your consent for cookies and tracking
technologies by using the “Manage Cookie Preferences” link in our website
footer. For other forms of consent (e.g., marketing emails), you can use the
unsubscribe link in our communications or contact us using the details
provided below.

Account Information: If you would like to review or change the information in your account, you can log in to your Member Dashboard settings.

Account Deletion: To permanently delete your account and exercise your right to erasure:

• Visit your Member Profile page and use the “Delete Account” option, or
• Submit a deletion request via email to [email protected]

Your account will enter a 30-day grace period during which you can cancel the deletion. After 30 days, your account and personal data will be permanently deleted. Anonymized transaction records may be retained for legal compliance purposes. Learn more in our Managing Your Data & Subscriptions page.

If you have questions or comments about your privacy rights, you may email us
at [email protected].

10. CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems and mobile applications
include a Do-Not-Track (“DNT”) feature or setting you can activate to signal
your privacy preference not to have data about your online browsing activities
monitored and collected. At this stage, no uniform technology standard for
recognizing and implementing DNT signals has been finalized. As such, we do
not currently respond to DNT browser signals or any other mechanism that
automatically communicates your choice not to be tracked online. If a standard
for online tracking is adopted that we must follow in the future, we will
inform you about that practice in a revised version of this Privacy Notice.

11. DO WE MAKE UPDATES TO THIS NOTICE?

In Short:
Yes, we will update this notice as necessary to stay compliant with relevant
laws.

We may update this Privacy Notice from time to time. The updated version will
be indicated by an updated “Last updated” date at the top of this Privacy
Notice. If we make material changes to this Privacy Notice, we may notify you
either by prominently posting a notice of such changes or by directly sending
you a notification. We encourage you to review this Privacy Notice frequently
to be informed of how we are protecting your information.

12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may email us at
[email protected] or contact us by post at:

FozDigital LTD
124 City Road
London, EC1V 2NX
United Kingdom

13. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on the applicable laws of your country, you may have the right to
request access to the personal information we collect from you, change that
information, or delete it in some circumstances. To request to review, update,
or delete your personal information, please:

• Log in to your Member Dashboard and visit your account settings
• Submit a request through our contact form
• Email us directly at [email protected]

We will respond to your request within 30 days in accordance with applicable
data protection laws.