Privacy Policy

Last updated: December 19, 2025

This Privacy Notice for FozDigital LTD, operating as PerkLedger (“we,” “us,” or “our”), describes how and why we might access, collect, store, use, and/or share (“process”) your personal information when you use our services (“Services”), which include:

Our website, perkledger.com, and any of its subdomains (“Website”).
Our mobile application (“App”).
Our browser extension (“Extension”).
Our Member Dashboard, Premium membership, and account management system.
Our Discovery Rewards programme, digital wallet, and payout systems.
Any other related services that refer or link to this privacy notice.

Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are the data controller responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services.

SUMMARY OF KEY POINTS

This summary provides key points from our Privacy Notice, but you can find out more details about any of these topics by using our table of contents below to find the section you are looking for.

What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us (e.g., claiming a reward, upgrading to Premium), the choices you make, and the products and features you use.

Do we process any sensitive personal information? We generally do not process sensitive personal information. However, for Premium business members requesting payouts via invoice, we may process corporate financial details required for tax compliance.

Do we collect any information from third parties? We may collect limited information from public databases, social media platforms, and Affiliate Networks/Partner Brands to verify Discovery Rewards claims (e.g., confirming a purchase occurred via our link) and enhance our Services.

How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, manage your membership tiers (Free vs. Premium), verify reward eligibility, prevent fraud, and comply with law. We process your information only when we have a valid legal reason (Legal Basis) to do so. We also aggregate anonymized data for business intelligence.

In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties, such as our analytics partners, payment processors (e.g., Stripe via SureCart), gift card providers, and partner brands for reward verification. We are not responsible for the privacy practices of third-party websites linked from our platform.

What are your rights? Depending on where you are located, applicable privacy law (such as UK GDPR) may grant you certain rights, including the right to object to automated decision-making regarding fraud checks.

How do you exercise your rights? The easiest way to exercise your rights is by visiting your Member Dashboard settings, submitting a data request through our contact form, or by contacting us at [email protected]. UK residents also have the right to complain to the ICO.

WHAT INFORMATION DO WE COLLECT?
HOW DO WE PROCESS YOUR INFORMATION? (LEGAL BASES)
WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
HOW DO WE USE COOKIES AND TRACKING TECHNOLOGIES?
HOW DO WE HANDLE YOUR SOCIAL LOGINS?
IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
HOW LONG DO WE KEEP YOUR INFORMATION?
DO WE COLLECT INFORMATION FROM MINORS?
WHAT ARE YOUR PRIVACY RIGHTS?
CONTROLS FOR DO-NOT-TRACK FEATURES
DO WE MAKE UPDATES TO THIS NOTICE?
HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us to facilitate your membership, process rewards, and enable business features.

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services (such as our Discovery Rewards Programme, Premium membership, or tool reviews), or otherwise when you contact us.

Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

Identity Data: Names, usernames, passwords.
Contact Data: Email addresses.
Business Verification Data (For Premium/Invoice Payouts): Company name, VAT number, Company Registration Number, and business address (required only for users requesting B2B invoice payouts).
Financial Data: Billing and payment information (handled via secure processors for Premium subscriptions).
Discovery Reward Data: Proof of purchase documents (uploaded receipts/screenshots), transaction values, and claim details required to verify your reward eligibility.
Content Data: User-generated content (reviews, ratings, comments).

Payment Data. We use trusted third-party payment processors to handle subscription and membership payments. Specifically, our membership system is managed via SureCart, utilizing Stripe as the secure payment gateway. We do not directly store, process, or have access to your full payment card details. All sensitive financial information is handled directly by Stripe in accordance with their strict privacy policies and PCI DSS (Payment Card Industry Data Security Standard) compliance levels.

Information automatically collected

In Short: Some information — such as your IP address, browser characteristics, and device interactions — is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address (which we may trim or anonymize for privacy), browser and device characteristics, operating system, referring URLs, device name, country, location data, information about how and when you use our Services, and other technical information.

This information is primarily needed to:

Maintain the security and operation of our Services (including fraud detection via Cloudflare Turnstile).
Verify geographic eligibility for specific Perks or Payout methods (e.g., UK-only restrictions).
Track successful conversions for the Discovery Rewards programme via affiliate links.

2. HOW DO WE PROCESS YOUR INFORMATION? (LEGAL BASES)

In Short: We process your information to provide our Services, relying on valid legal bases such as Contract Performance, Legitimate Interests, Legal Obligation, and Consent.

We process your personal information for the following purposes, underpinned by specific legal bases under GDPR/UK GDPR:

Account & Service Delivery (Legal Basis: Performance of a Contract): We process your identity and contact data to create your account, provide access to the Member Dashboard, and deliver the perks/tools you request.
Discovery Rewards Administration (Legal Basis: Performance of a Contract): We process your proof of purchase and transaction data to verify your claims, calculate rewards, and execute payouts to your wallet.
Fraud Prevention & Security (Legal Basis: Legitimate Interest): We process technical data (IPs, device info) to detect fraudulent claims, prevent abuse of our reward system, and ensure the security of our platform (e.g., via Cloudflare).
To generate aggregated statistical data (Legal Basis: Legitimate Interest): We may process and aggregate your data in an anonymous form (so that it no longer identifies you) to analyze usage trends, create market reports, and improve our business intelligence. This aggregated data is not considered personal information under the law.
Communication & Support (Legal Basis: Legitimate Interest / Contract): We process your data to send you administrative information, service updates, and respond to your support requests.
Marketing & Analytics (Legal Basis: Consent): With your explicit consent, we process data to send you our “Insights” newsletter and use tracking tools (like Google Analytics) to improve our user experience.
Tax & Legal Compliance (Legal Basis: Legal Obligation): We retain transaction and business payout records to comply with UK HMRC tax laws and financial regulations.

Data Breach Procedures: In the unlikely event of a data breach that compromises your rights and freedoms, we are committed to notifying you and the relevant supervisory authority (ICO) within 72 hours of becoming aware of the breach, in accordance with applicable law.

3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

In Short: We may share information in specific situations described in this section and/or with specific third parties.

We may need to share your personal information in the following situations:

Service Providers: We share data with third-party vendors who perform services for us, such as:
- Analytics providers (e.g., Google Analytics, with your consent)
- Hosting and infrastructure providers (e.g., Cloudflare, for security and CDN)
- Email service providers for transactional and marketing communications
- Payment processors (Stripe via SureCart) for subscription billing
- Gift card fulfillment providers (for reward redemption)
Partner Brands & Affiliate Networks: We may share specific transaction identifiers (Transaction IDs, Order Amounts) with partner brands to verify Discovery Rewards claims. This is strictly for attribution purposes—to confirm that an action was completed through our platform.
Business Transfers: We may share or transfer your information in connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
Legal Requirements: We may disclose your information where we are legally required to do so in order to comply with applicable law (e.g., UK Tax/HMRC requirements for business payouts), governmental requests, or legal processes.

Third-Party Websites and Links: Our Services contain links to third-party websites (Partner Brands). If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check their policies before you submit any personal data to these websites.

4. HOW DO WE USE COOKIES AND TRACKING TECHNOLOGIES?

In Short: We use cookies and affiliate tracking technologies to collect and store your information, managed through our Consent Management Platform.

We use cookies and similar tracking technologies to gather information when you interact with our Services. Our use of these technologies is governed by the consent you provide via the cookie banner that appears on your first visit.

Affiliate Tracking Links: When you click on a “Go to Site” or “Claim Reward” link on PerkLedger, we use tracking cookies or similar technologies to trace your journey to the partner’s website. This tracking is essential for the operation of our Discovery Rewards programme.

Specific information about the technologies we use is detailed in our dedicated Cookie Policy. You can change your preferences at any time using the “Manage Cookie Preferences” link in our website’s footer.

5. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.

Our Services may offer you the ability to register and log in using your third-party social media account details (like Google logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. We will use the information we receive only for the purposes that are described in this Privacy Notice.

6. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?

In Short: We may transfer, store, and process your information in countries other than your own.

Our servers are located globally through various hosting and infrastructure providers. If you are accessing our Services from outside the UK, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information, in the UK, the European Economic Area (EEA), the United States, and other countries.

If you are a resident in the EEA or UK, we will take all necessary measures to protect your personal information in accordance with this Privacy Notice and applicable law.

7. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this Privacy Notice unless otherwise required by law.

Account Deletion & Grace Period: When you request account deletion, we prioritize your data rights while protecting you from accidental data loss:

Immediate Deactivation (Day 0): Your account is deactivated immediately. Your profile and data are removed from public view and our active services.
30-Day Grace Period: We hold your data in a suspended state for 30 days. This safety window allows you to restore your full account history and rewards if you change your mind or if the deletion request was a mistake.
Permanent Erasure (Day 30): If no restoration request is made within 30 days, your account and all associated personal data are permanently deleted from our systems.
Long-Term Inactivity (Auto-Deletion): To comply with data minimisation principles, PerkLedger accounts that have remained inactive (no login, no clicks, no email engagement) for a continuous period of 24 months will be scheduled for deletion. We will attempt to notify you via email 30 days prior to permanent erasure. Once deleted, all personal data and accrued rewards are removed permanently.
Legal Retention: Anonymized transaction records (specifically regarding paid-out Discovery Rewards) are retained for 7 years in accordance with UK tax law and fraud prevention requirements.

8. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to persons under 18 years of age.

We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at [email protected].

9. WHAT ARE YOUR PRIVACY RIGHTS?

In Short: Depending on your location, you have rights that allow you greater access to and control over your personal information.

In some regions (such as the UK and European Economic Area), you have rights that allow you greater access to and control over your personal information. These may include the right to:

Request access to your personal information and obtain a copy of it.
Request correction of inaccurate or incomplete personal information.
Request erasure of your personal information in certain circumstances.
Withdraw your consent at any time (where processing is based on consent).
Right to Object to Automated Decision-Making: You have the right not to be subject to a decision based solely on automated processing (including profiling), specifically regarding our fraud detection checks for the Discovery Rewards programme, if such decision produces legal effects concerning you or similarly significantly affects you. You may request a manual human review of such decisions.

US Residents: If you are a resident of the United States, depending on your state of residence (e.g., California), you may have specific rights regarding access, deletion, and “Do Not Sell” requests. While we primarily operate under UK/GDPR standards which often exceed US requirements, you may contact us to exercise these rights.

Account Deletion: To permanently delete your account, visit your Member Profile page or email [email protected].

10. CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.

11. DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

We may update this Privacy Notice from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.

If you have questions or comments about this notice, you may email us at [email protected] or contact us by post at:

FozDigital LTD
124 City Road
London, EC1V 2NX
United Kingdom

Right to Complain (ICO): If you are a resident of the UK and you believe we are unlawfully processing your personal information, you also have the right to complain to the UK data protection supervisory authority, the Information Commissioner’s Office (ICO). You can visit their website at https://ico.org.uk/.

13. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please:

Log in to your Member Dashboard and visit your account settings
Submit a request through our contact form
Email us directly at [email protected]

We will respond to your request within 30 days in accordance with applicable data protection laws.