Everything You Need to Scale.

PerkLedger is a B4B (Business-for-Business) infrastructure discovery platform, accessible via our Web App and Browser Extension. Designed for the modern workforce, we function as a "Business OS" that helps you build a better tech stack while optimising costs.

We built this ecosystem specifically for:

• Solo Builders & Freelancers: Professionals looking to access enterprise-grade tools without the enterprise price tag.
• Founders & Startups: Entrepreneurs who need to extend their runway by optimizing recurring SaaS costs.
• Agencies & Consultants: Service providers who want to earn rewards on their essential procurement.

Unlike standard directories, our ecosystem is built on four distinct pillars (Building Blocks) to drive your growth:

• Tools & Services (Curated Directory): We don't just list software; we scout and vet them. Access a curated database of professional-grade tools, from SaaS platforms to business travel solutions, specifically selected for modern workflows.
• Exclusive Perks (Instant Savings): Unlock immediate value with pre-negotiated deals, discount codes, and extended trials attached to our partner tools. These are public, ready-to-use benefits designed to lower your upfront infrastructure costs.
• Discovery Rewards (Growth Capital): Our unique "Share the Success" model. When you adopt eligible tools through our tracking links, we share our affiliate commission back with you. These funds accumulate in your PerkLedger Wallet as real growth capital, redeemable via Gift Cards or Business Invoices (UK Only).
• Membership (Tiered Access): Your passport to the ecosystem. A Free Membership unlocks saved stacks and basic rewards, while Premium Membership acts as a profit multiplier—offering a 25% bonus on all rewards, access to "Hidden Perks," and professional B2B payout options.

In short: We Curate the best tools, Negotiate exclusive rates, and Reward you for building your legacy.

B4B stands for "Business-for-Business." It is our reaction against the traditional, gatekept world of "B2B" (Business-to-Business).

Traditional B2B often feels like "Big Corporations selling to Big Corporations"—characterized by hidden pricing, long sales cycles, and unnecessary bureaucracy. It treats the buyer as a target.

PerkLedger's B4B approach is different. We build for the Business Builder—the freelancer, the founder, and the creator who needs to move fast. Our philosophy rests on three distinctions:

• Access, Not Gatekeeping: We democratize access to enterprise-grade infrastructure. You shouldn't need a procurement department to get the best rates on essential software.
• Community Leverage: Instead of fighting for discounts alone, B4B uses the collective power of our member base to negotiate deals.
• Shared Success: In traditional B2B, the middleman keeps the margin. In our B4B model, we treat you as a partner and share our affiliate commissions back with you as Growth Capital.

In short: B2B sells to you; B4B builds with you.

Standard cashback and coupon sites are designed for consumers—saving pennies on groceries, fashion, or electronics. They rely on volume and often list unverified, low-quality offers.

PerkLedger is built strictly for Business Builders. We are an infrastructure discovery platform, not a discount aggregator. Our distinctions are clear:

• Professional Focus: We only curate enterprise-grade tools, SaaS, and business services. You won't find fashion deals here; you'll find Ad credits, CRM discounts, and procurement solutions.
• High-Value Returns: While consumer cashback is often "pocket change," our Discovery Rewards are designed as "Growth Capital." A single reward on a business contract can be worth hundreds of pounds, directly impacting your bottom line.
• Curated Quality: We act as a vetted directory. Every tool listed has been scouted by our team to ensure it meets professional standards, saving you hours of research.

Think of us not as a coupon site, but as your procurement partner that pays you to build a better stack.

Absolutely not. In our B4B philosophy, a "Business Builder" is defined by mindset, not just legal status.

PerkLedger is designed to be the infrastructure layer for the entire modern workforce:

• Freelancers & Sole Traders: You can join as an Individual Professional. You get full access to the tool directory, can redeem all public Perks, and earn Discovery Rewards paid out via Gift Cards.
• Registered Companies (Ltd, LLC): You can join with a Business Account. This unlocks additional administrative features and the ability to request B2B Invoice Payouts for tax efficiency (Premium feature).

Whether you are a solo consultant or scaling a startup, you deserve the same enterprise-grade leverage.

Yes. We believe essential business intelligence should be accessible to every builder.

You can browse our Tool Directory and redeem public Exclusive Perks (discount codes) without paying a penny. No credit card is required to get started.

To unlock the full power of the ecosystem—such as earning Discovery Rewards and saving your tech stack—you can create a Free Membership account. We also offer an optional Premium Tier for power users who want to earn a 25% bonus on rewards and access hidden deals.

Our ecosystem is built on a simple, cyclical philosophy designed to turn your necessary business infrastructure into an asset. We call it the B4B Flywheel:

• Step 1: We Curate (The Filter)
  We don't just list tools; we scout them. In a market flooded with software, our team of builders hand-picks only the professional-grade services that actually move the needle. We filter out the noise so you can find the right infrastructure faster.
• Step 2: We Negotiate (The Leverage)
  Power in numbers. We use the collective bargaining power of the entire PerkLedger community to secure exclusive rates, extended trials, and "Hidden Perks" that you likely couldn't get as a solo buyer.
• Step 3: We Reward (The Return)
  This is where we change the game. When you adopt a tool through our ecosystem, we share the affiliate commission with you. Instead of the middleman keeping the margin, it flows back to your wallet as Discovery Rewards—turning your operational spend into fresh growth capital.

The Result: You build with better tools, pay less for them, and earn capital to reinvest in your legacy.

Think of them as the three stages of value in our B4B ecosystem. While they are connected, they serve different purposes in your procurement journey:

• Tools (The Directory): These are the vetted software and services themselves. We scout and curate professional-grade solutions—from CRM systems to business travel platforms—so you don't have to waste time filtering through low-quality options.
• Perks (Instant Savings): These are public offers attached to a Tool, such as "20% Off for 6 Months" or "Extended 30-Day Trial." Perks are available to everyone immediately and reduce your upfront costs at the point of purchase.
• Discovery Rewards (Growth Capital): These are members-only financial rewards. Unlike Perks (which save you money), Discovery Rewards pay you money. When you activate a reward and meet the conditions (e.g., subscribing to a tool), we share our affiliate commission with you, crediting real funds to your PerkLedger Wallet.

In summary: Use Tools to find what you need, apply Perks to save money instantly, and activate Discovery Rewards to earn capital back for your business.

No—and that is by design. We prioritise utility over commission.

PerkLedger is built to be a complete ecosystem for business growth. We list the best tools for the job, regardless of whether they pay us a commission.

• Discovery Rewards: These tools offer a cash reward injected back into your wallet. Look for the "Reward Available" badge.
• Perks (Savings): Some partners do not offer cash but provide exclusive discounts, credits, or extended trials. These save you money upfront rather than paying you back later.
• Curated Tools (Utility): We also list top-tier software that offers no financial incentive at all. We include them simply because they are excellent tools that we believe will help you build your business.

The Builder's View: Don't just chase the reward. Choose the tool that builds your business best. If it comes with capital, great. If not, the utility is the reward.

Because "cashback" implies you are merely spending money. Growth Capital implies you are building a business.

Most SaaS companies and service providers allocate massive budgets to marketing and affiliate commissions just to acquire you as a customer. Usually, that money goes to middlemen (ad networks, agencies, or influencers).

We disrupt this flow. Instead of keeping that margin, we share the affiliate commission directly with you. We call it "Growth Capital" because:

• It's Significant: Unlike consumer cashback (pennies on coffee), these are substantial sums derived from high-value B2B contracts.
• It's Reinvestable: For a bootstrapped founder or freelancer, earning £500 back on your infrastructure spend isn't just "savings"—it's money that funds your next month of server costs or a marketing campaign.
• It Extends Runway: By recovering a portion of your essential operational costs (OPEX), you effectively lower your burn rate and extend your business's runway.

In the PerkLedger ecosystem, your necessary business spend fuels your future growth.

Transparency is a core value of our B4B manifesto. There is no "catch," but there is a clear business model.

We earn money through Affiliate Partnerships. When you click a link on PerkLedger and purchase a tool or service, the partner brand pays us a "referral commission" or "finder's fee." This fee comes directly from the brand's marketing budget and does not increase the price you pay.

Here is how we differ from the industry standard:

• Traditional Sites: They keep 100% of that commission as profit.
• PerkLedger: We share the majority of that commission back with you as a Discovery Reward. We retain a small margin to cover our server costs, development, and team salaries.

It is a sustainable cycle: You get capital back, the brand gets a verified customer, and we earn enough to keep building the platform. Win-win-win.

Integrity is our currency. We maintain a strict separation between our editorial opinions and commercial partnerships.

Here is how we ensure transparency:

• Editorial Independence: Brands cannot pay to alter our review scores, hide criticism, or buy a recommendation. If we say a tool is "Essential," it is because we believe in its utility.
• Sponsored Placements: Occasionally, a partner may pay for increased visibility (e.g., a "Featured" spot on the homepage) to reach more builders. In these specific cases, we clearly tag the listing as "Sponsored" or "Promoted."

You will always know the difference between a recommendation based on merit and a placement that has been paid for.

We treat your data with the same rigour we demand for our own infrastructure.

As a UK-based platform, we are fully compliant with the UK Data Protection Act 2018 (GDPR). Our privacy stance is strict:

• No Data Selling: We do not sell your contact lists, browsing history, or business details to third-party data brokers. Your business intelligence stays within our ecosystem.
• Functional Tracking Only: When you click a "Claim Reward" link, we must pass specific tracking parameters (like a unique click ID) to the partner brand. This is technically necessary to attribute the sale and secure your reward. Without this data handshake, the commission cannot be tracked.
• Secure Architecture: We use industry-standard encryption to protect your account details and wallet balance.

We monetize through successful partnerships, not by exploiting your privacy.

No. PerkLedger is an infrastructure discovery platform, not a financial or tax advisory firm.

While we provide tools to help you optimize your business spending and generate "Growth Capital" (rewards), any information provided on our site is for informational purposes only.

It is your sole responsibility to manage the tax implications of your earnings:

• Income Declaration: Rewards earned through PerkLedger (whether via Gift Cards or Business Invoices) may be considered taxable income or revenue for your business depending on your local jurisdiction.
• VAT & Invoicing: If you are a VAT-registered business using our B2B Invoice Payout system, you must ensure your self-billed invoices comply with HMRC or your local tax authority's regulations.

We strongly recommend consulting with a qualified accountant or tax professional to understand how these rewards fit into your specific financial picture.

PerkLedger acts as a global intelligence hub with a UK-focused financial engine.

Currently, our ecosystem supports the following regions:

• Global Access (Tools & Perks): Our directory of tools and "Exclusive Perk" codes is open to builders worldwide. Whether you are in New York, Istanbul, or Bangalore, you can use our negotiated deal codes to save money on global software (SaaS).
• UK-Only Payouts (Discovery Rewards): Currently, the ability to withdraw funds from your PerkLedger Wallet is restricted to United Kingdom (UK) residents and registered entities. Payouts are processed in GBP (£).

International Users: Builders outside the UK are welcome to join and accumulate rewards in their wallet, and request the rewards as gift cards from the only UK merchants.

Our directory is a living ecosystem, not a static archive.

We work continuously to ensure our intelligence is current:

• Periodic Audits: Our team regularly reviews tool listings, pricing tiers, and active perks to ensure they reflect the current market state.
• Real-Time Partnerships: When we negotiate a new "Hidden Perk" or increased reward rate, it is pushed to the platform immediately.
• Dynamic Pricing Disclaimer: Please note that SaaS pricing and partner offers can change without notice on the partner's own site. While we strive for 100% accuracy, the final price is always determined at the partner's checkout.

If you spot a discrepancy, we encourage you to use the "Report Issue" button on the tool's page. The community helps keep the ledger accurate.

We build better when we build together.

With hundreds of tools and rapidly changing SaaS pricing, community intelligence is our fastest defence against outdated data.

If you encounter a broken link, an expired code, or inaccurate pricing:

• On the Page: Look for the "Report Issue" or flag icon located near the tool or perk description. This sends a direct alert to our content team.
• Direct Contact: You can also message us via our Contact Us page with the specific URL and details of the error.

We prioritize these reports and aim to verify and correct platform data within 24-48 business hours.

PerkLedger is a collaborative ecosystem. We are always scouting for the next essential piece of business infrastructure.

If you are a user who loves a tool, or a founder who has built one, we want to hear from you—provided it meets our professional standards.

• For Users: If a tool you rely on is missing from your stack, let us know via our Contact Us page. We will scout it, vet it, and attempt to negotiate a perk for the community.
• For Founders & Brands: If you want to list your product, please visit our Partner with Us page. Note that we are highly selective; we only list tools that add genuine value to a professional workflow.

We do not accept low-quality spam or "get rich quick" schemes. We build for builders.

You speak directly to our London-based team. No bots, no scripts.

We know that when it comes to your business capital, you need fast, human answers.

• Email: Send your query to [email protected].
• The Protocol: To help us resolve your issue faster, please include your "Builder ID" (found in your profile) and, if relevant, the specific "Transaction ID" of the reward in question.

Our Promise: We aim to respond to all builder queries within 24 business hours (Mon-Fri, UK Time).

We designed our membership tiers to match your growth stage. Whether you are just starting out or scaling a company, the ecosystem works for you.

Free Membership gives you essential access to the tool directory and standard earning potential. Premium Membership is an accelerator—designed for power users who want to maximise their returns with a 25% Reward Bonus, unlock "Hidden Perks," and access professional B2B payout options.

For the most up-to-date feature breakdown and pricing comparison, please visit our official upgrade page:

👉 View Full Plan Comparison

Builder's Note: Most Premium members find that the subscription pays for itself with a single high-value reward redemption.

We offer three distinct tiers designed to match your commitment level:

• Member (Free Forever): Perfect for getting started. You get full access to public perks and the directory, with a £100 payout threshold for rewards.
• Premium (Yearly Subscription): Built for active builders. For an annual fee, you unlock a 25% Reward Bonus, "Hidden Perks," B2B Invoice payouts, and a reduced £50 payout threshold.
• Legacy (One-Time Payment): Our "Owner" tier. You pay a single, one-time fee to get all Premium benefits forever. No renewals, no recurring costs, plus VIP status.

To see current pricing and secure a Legacy spot before the offer closes, please visit:

👉 View Plans & Pricing

Yes. We are currently inviting "Founding Members" to build with us.

To celebrate our Beta launch, we are offering 1 Year of Premium Membership completely FREE (saving you £99).

How to claim it:

• Go to the Upgrade Page.
• Select the Premium (Annual) plan.
• Enter code WELCOMEPL at checkout.
• The total will drop to £0.00.

Note: This code is valid for the subscription plan only. It does not apply to the Legacy (Lifetime) tier, which is a one-time investment for those who want to avoid renewals forever.

Think of the Premium Membership as a "Profit Multiplier."

For every qualified purchase you make that generates a Discovery Reward, our system automatically calculates the standard reward amount and adds a 25% bonus on top if you are a Premium or Legacy member.

Here is a real-world example:

• Scenario: You purchase a software subscription that offers a £100 reward.
• Free Member receives: £100
• Premium Member receives: £100 + £25 (Bonus) = £125

This bonus applies to every single reward in the ecosystem. For active builders, this difference alone often covers the cost of the membership fee within the first few transactions.

Hidden Perks are our highest-value deals, negotiated exclusively for the inner circle.

Sometimes, software partners are willing to offer aggressive discounts (e.g., 50% off or extended free trials) but cannot advertise them publicly to avoid undercutting their standard market pricing.

These "below-market" rates are reserved strictly for our paid community:

• Free Members: Will see that a "Hidden Perk" exists for a specific tool but will see a 🔒 Locked icon instead of the redemption code.
• Premium & Legacy Members: Have full 🔓 Unlocked access to these private deal codes.

It acts as a private procurement club where the savings on a single "Hidden Perk" can often exceed the cost of the membership itself.

We use Stripe as our secure payment processor to ensure your financial data is handled with the highest security standards.

We accept all major credit and debit cards, including:

• Visa
• Mastercard
• American Express
• Apple Pay & Google Pay (on supported devices)

Yes. PerkLedger is built for business, and we understand that your membership is a deductible business expense.

Upon upgrading to a paid plan, you will automatically receive a VAT-compliant receipt via email. You can also view and download your complete billing history and invoices directly from the "Billing" section of your account dashboard at any time.

To ensure data integrity, profile types are fixed upon registration.

Because Business accounts require different verification details (such as Company Registration Numbers and VAT details for invoicing) compared to Individual accounts, you cannot simply toggle this setting yourself in the dashboard.

Made a mistake during sign-up?
Don't worry. Please contact our Support Team immediately before you start earning rewards, and we can manually migrate your account type for you.

To protect your inbox and curate your intelligence.

We know "Builders" are busy. We ask for your role and company stage to ensure we only send you opportunities that match your specific needs.

• Signal vs. Noise: If you are a Freelancer, we won't clutter your feed with "Enterprise ERP" tools. If you are an Agency, we won't send you "Beginner" guides.
• The "Optional" Rule: You are free to leave these fields blank while browsing and earning. However, the more we know, the better the tools we can recommend to help you grow.

PerkLedger accounts are designed for single-user access.

For security reasons and to protect your wallet balance, we discourage sharing login credentials. Simultaneous logins from different locations may trigger our fraud detection system and temporarily lock your account.

If your team members want to access the perks, we encourage them to create their own free accounts to build their own personal reward stacks.

Yes. You are always in control of your membership.

There are no long-term contracts (unless you choose the Legacy lifetime option).

• To Upgrade: Visit the upgrade page to instantly unlock Premium benefits.
• To Cancel/Downgrade: You can cancel your recurring subscription with one click from your Account Dashboard > Billing section. Your Premium benefits will continue until the end of your current billing period, after which your account will revert to the "Free" tier.

You speak directly to our London-based team. No bots, no scripts.

We know that when it comes to your business capital, you need fast, human answers.

• Email: Send your query to [email protected].
• The Protocol: To help us resolve your issue faster, please include your "Builder ID" (found in your profile) and, if relevant, the specific "Transaction ID" of the reward in question.

Our Promise: We aim to respond to all builder queries within 24 business hours (Mon-Fri, UK Time).

Discovery Rewards are more than just cashback—they are a form of Growth Capital designed for the modern workforce.

PerkLedger operates on a transparent commission-sharing model designed to help you reclaim your operational overhead. When you invest in your business infrastructure (SaaS, tools, or services) through our vetted directory:

• We negotiate exclusive commissions with our partners.
• Instead of keeping this marketing budget, we share it directly with you.
• This capital is credited to your Discovery Rewards Wallet, effectively turning your essential business spend into a revenue stream.

This programme is exclusive to members, with Premium and Legacy builders automatically earning a 25% Bonus on every reward to maximise their reinvestment potential.

Earning Discovery Rewards is a disciplined, three-step process designed to verify your business transaction:

1. Generate Your Link: On any reward page, click "Generate My Tracking Link". This creates a unique tracking ID (e.g., PLDR-12345) attached to your profile.
2. Complete the Action: Use that specific link to visit the partner's site and complete the required action (such as a purchase or subscription) in a single session.
3. Submit Your Claim: This is the most critical step. After your purchase, return to the our page or visit Members Hub to submit your "Proof of Purchase" (such as an order confirmation or invoice number).

Once our team verifies the transaction with the network, the commission is credited to your wallet as Growth Capital.

Yes. Complete financial transparency is a core principle of the "Builder's Protocol".

Unlike opaque affiliate programs where you guess your commission, PerkLedger shows you the exact capital value at every stage:

• Before Purchase (The Projection): The "Reward Tiers" table on every tool page displays exactly what you will earn. It intelligently calculates and displays the "Premium Bonus" alongside the Standard rate, showing you precisely how much "Capital Uplift" you get by being a Premium member.
• During Submission (The Lock-in): When you submit your proof, you confirm the tier you purchased. The system immediately locks in that reward value, so there are no surprises later.
• In the Hub (The Timeline): Your Reward Hub tracks the status in real-time, moving from "Verified" to "Credited" so you can plan your cash flow accordingly.

Technically yes, but it comes with a "Builder's Risk."

PerkLedger is optimised for the UK market. While most software tools we list are global, their marketing budgets are often geo-fenced. Here is the reality for international builders:

• The "Worth a Shot" Rule: Many partners DO pay commissions for international sales, but some restrict payouts strictly to UK-based customers. Since we cannot track every partner's changing geo-policies in real-time, we do not explicitly label which countries work.
  Our advice: If you are buying the tool anyway, submit the claim. Worst case, it gets rejected; best case, you secure the capital.
• Variable Rates: Be aware that some partners offer aggressive "Tier 1" rewards for UK/US traffic but lower rates for other regions. You might receive a slightly different amount than displayed.
• The Payout Reality (Crucial): Your wallet balance will always accumulate in GBP (£). If you cash out via Gift Card, you will receive an gift card from one of the UK merchants.
  Note: If you choose an international merchant like Amazon UK as your reward claim gift card it won’t work on Amazon.com or Amazon.de etc. You’ll need to use it for digital goods on the UK site or save it for a future trip to London.

For security and tracking integrity, our links are strictly temporary. We operate on a tight "Builder's Protocol" to ensure your capital is secured:

• The 5-Minute Rule: Once you generate a Tracking Link, you must click it within 5 minutes. If you wait longer, the secure session key may expire.
• The 3-Hour Window: After clicking, you have exactly 3 hours to complete your purchase and submit your proof in the Reward Hub.

The Strategy: Do not generate a link "for later." Only generate your Reward Link when you are ready to complete the transaction immediately. This tight window guarantees that your tracking session remains active and uncompromised.

Absolutely Not. This is the single most common reason for missed rewards.

The Discovery Rewards infrastructure relies on specific tracking scripts to verify your transaction. AdBlockers and privacy extensions (such as Ghostery or Privacy Badger) prevent these scripts from loading, making your purchase invisible to the system.

Similarly, using a VPN often flags your transaction as "high-risk" or "fraud" by our partners' security protocols, leading to an automatic decline of the commission.

To guarantee your reward: Please disable all AdBlockers, VPNs, and privacy software for the entire duration of your purchase session.

No. Without the tracking link, there is no reward to claim.

PerkLedger acts as the "Source of Introduction". If you do not click the link you generated, the partner’s system identifies you as "Direct Traffic" or attributes the sale to another site (like Google).

• The Technical Reality: We cannot retroactively "claim" a sale that was not tagged with our ID at the moment of purchase. Since the partner pays us zero commission for that transaction, we have zero funds to pass on to you.
• The Builder's Discipline: The link is your digital key. Treat it as the most important part of the transaction. No Link = No Reward. There are no exceptions.

Automatically, No. Cookies do not transfer between devices (e.g., from mobile to desktop). If you click on your phone but buy on your laptop without re-clicking, the chain is broken.

You must generate link from the device you want to claim your reward. This ensures the exact same Tracking ID is passed to the partner on the correct device, securing your Discovery Reward.

Absolutely not. We never see, store, or touch your payment data.

PerkLedger acts strictly as the "introducer." When you click a link, you are redirected to the partner’s own secure website (e.g., HubSpot, Shopify, Adobe). The actual purchase, checkout, and payment processing happen entirely on their encrypted systems.

• The Data Barrier: Due to strict privacy laws (GDPR) and banking security standards, our partners are legally prohibited from sharing your credit card details or personal address with us.
• The "Blind" Handshake: The only connection between us is a secure "Tracking ID". When you provide your Order Number for verification, it acts purely as a reference tag. It allows the partner to confirm "Yes, a sale occurred," but it does not give us access to your customer profile or payment history.

The Builder's Guarantee: We track the result (the commission), never the method (your card).

"Last Click" is the universal rule of affiliate tracking. It means the commission is always awarded to the very last link you clicked before completing your purchase.

Why this is critical for your reward: If you activate your Discovery Reward Link but then browse other coupon sites, click a Google Ad, or use a browser extension (like Honey, BudgetFitter) to find a code, their tracking cookie will overwrite ours.

In this scenario, the partner pays the commission to that other site instead of us, meaning we receive no funds to credit to your wallet. To secure your Discovery Reward, PerkLedger must always be your final interaction before checkout.

Generally, No. Partner mobile apps often function as "walled gardens" that sever the tracking connection, meaning we cannot claim the commission for you.

The Exception: In rare cases, a partner may explicitly support app tracking. If this applies, we will state it clearly in the "Terms & Conditions" section of that specific reward.

The Builder's Rule: If the terms are silent on this matter, you must assume that app tracking is not supported. To guarantee your Discovery Reward is secured, always complete the purchase via a standard web browser.

Yes, and it creates a high risk of failure. We strongly advise against using Incognito or Private windows for Discovery Rewards.

The Technical Risk: Modern browsers (like Chrome and Safari) often block third-party tracking cookies by default in Incognito mode. These cookies are the essential "digital handshake" that proves you originated from PerkLedger.

The Persistence Issue: If you accidentally close your Incognito window during the checkout process, all tracking data is instantly wiped. This destroys the audit trail required to verify your transaction.

The Builder's Rule: Treat this as a financial transaction. Use a standard, permanent browser window to ensure the tracking scripts can function correctly and secure your capital.

Technically yes, but the reward will come to YOUR wallet.

Your tracking links are embedded with your unique "Builder ID". The system assumes any purchase made through that link is your business expense.

• For Teams: This is great if you are the admin buying tools for your team members. You consolidate the rewards in one central account.
• For Friends: Not recommended. If they buy using your link and submit a claim, the "Discovery Reward" is credited to you, not them. You should also know their Order Numbers to submit proof for your reward. So, it is better if they create their own PerkLedger account to start building their own reward history.

Generally, No. As the name implies, this programme rewards "Discovery"—our partners pay commissions specifically for the acquisition of new business customers.

The Standard Rule: If you are already a paying subscriber or have an active account history with the tool, the partner’s system will likely recognise your email or billing details and flag the transaction as "Existing Customer," resulting in a declined reward.

The Exception: In rare cases, partners may offer rewards for upgrades (e.g., moving from a Free plan to a Pro subscription) or reactivations. Unless this is explicitly stated in the specific reward's terms, you must assume the reward applies to new accounts only.

Only if the code is listed on Discovery Reward page. Using external promo codes is a major risk to your Discovery Reward Capital.

The Conflict: If you use a discount code found on another site, a browser extension (like Honey, BudgetFitter), or a random email, the partner will likely attribute the entire sale to the owner of that code, not to our tracking link.

The Consequence: Since the partner pays the commission to the code provider instead of us, we receive no funds to credit to your wallet.

The Builder's Rule: To ensure your reward is secured, strictly use only the coupon codes displayed directly on the PerkLedger Discovery Reward Page. These are pre-verified to work with our tracking system.

It depends entirely on the partner's objective.

Our "Discovery Reward" model is flexible. Some partners pay us simply for introducing a verified business user, meaning you can earn a cash reward just for activating a Free Trial or registering an account.

However, many high-value tools require a confirmed financial commitment (a paid subscription) to release the commission.

The Builder's Rule: Always check the "Reward Tiers" table on the specific page. If a cash value is listed next to "Free Trial," you earn without spending. If not, a paid subscription is required to unlock the capital.

Yes, both are typically rewarded, but the amounts differ.

Our partners structure their commissions based on the value of the commitment. Therefore, PerkLedger uses a "Tiered Reward System" to reflect this:

• Monthly Plans: Usually trigger a lower, base reward tier.
• Annual Plans: Often unlock a significantly higher "Growth Capital" tier, as partners are willing to pay more for a long-term commitment.

The Builder's Strategy: Before purchasing, always check the "Reward Tiers" table on the PerkLedger page. If your cash flow allows, choosing an Annual plan is often the most efficient way to maximise your return on infrastructure spend.

Yes. The limit is the fixed amount shown in the "Reward Tiers" table.

Discovery Rewards are designed as a one-time capital injection to help you subsidise the cost of adopting a new tool. Unlike a "Revenue Share" model, you do not earn recurring commissions on your future monthly billings.

• One "Discovery" per Tool: Once you claim a reward for a partner (e.g., becoming a new subscriber), that specific discovery channel is considered complete. You cannot claim it a second time.
• Tier Strategy: Since you only get one shot at the reward, the "Builder's Strategy" is to aim for the action with the highest payout (typically the Annual Plan) to maximise your single capital injection.

We use a "Fixed Reward System" to protect your capital from currency fluctuations.

While many global partners charge in USD ($), our Reward Tiers are designed to give you certainty. We often set the qualifying spend brackets in USD (e.g., "Spend $100-$500"), but the reward itself is always a guaranteed GBP (£) amount shown in the table.

The Builder's Assurance: As long as your purchase amount (sometimes excluding tax, depends on the partner) falls within the required tier bracket, you will receive the exact Sterling capital listed, regardless of the daily exchange rate.

It varies depending on the specific partner's payment model.

There is no single global rule for this, as different networks process transactions differently:

• Gross (Total Cart Value): Some partners verify the transaction based on the final amount you pay at checkout, including VAT.
• Net (Subtotal): Others strictly calculate eligibility based on the product price only, excluding taxes and fees.

The Builder's Strategy: When aiming for a specific "Spend Tier" (e.g., "Spend £100+ to earn £25"), the safest approach is to ensure your Net Subtotal meets the threshold. This guarantees you secure the Growth Capital regardless of how that specific partner handles tax attribution.

This usually happens if your transaction falls into a different Reward Tier than expected.

Since PerkLedger uses a Fixed Reward System, you typically receive the exact GBP (£) amount listed in the table.

However, if the final reward is lower, it is likely because the Verified Spend Amount reported by the partner was lower than your calculation due to:

• Excluding VAT: As mentioned above, the partner may have based the tier on the Net price.
• Exchange Rates: If buying in USD, a fluctuation may have caused your spend to dip slightly below the threshold of a higher tier.

The Builder's Note: Always aim slightly above the tier threshold to provide a "safety buffer" against these external factors.

Your bonus is secured based on your status at the exact moment of submission.

PerkLedger applies a "Snapshot Protocol" to your Growth Capital. This means we lock in the reward value (including the 25% Premium Bonus) the second you click "Submit Proof".

• The Downgrade Rule (Safe): If you submit a claim while you are a Premium member, you have secured the 25% Bonus forever. Even if you later downgrade to a Free account before the payout arrives, you will still receive the higher Premium amount.
• The Upgrade Rule (Fixed): Conversely, if you submit as a Free member, the reward is locked at the Standard rate. Upgrading to Premium afterwards will not retroactively add the 25% Bonus to that specific claim.

The Builder's Strategy: Always check that your dashboard says "Premium" before you submit your proof. Once submitted, the capital value cannot be changed.

Not directly, for security reasons.

Once you hit "Submit", the claim is locked into the verification queue to prevent data tampering during the review process.

The Solution: If you realise you made a mistake (e.g., submitted the wrong order number):

• Option A: Wait for the admin to "Reject" the claim (you will receive an email), then submit a fresh claim with the correct proof.
• Option B: Contact [email protected] immediately with your Transaction ID so we can unlock it manually.

Not manually. Once submitted, the claim enters a secure audit queue.

To maintain a permanent and tamper-proof ledger, the system locks your submission the moment you confirm it. This prevents data inconsistencies during the verification process.

• If you made a mistake: Don't worry. If you submitted the wrong order details, simply wait. Our verification team will spot the error, mark the claim as "Rejected", and notify you. You can then submit a fresh, correct claim or contact [email protected] to have it manually amended.
• If you want to withdraw: If you no longer wish to claim the reward, no action is needed. You can simply ignore the submission, or contact [email protected] to have it manually removed from your queue.

Your Discovery Reward follows a strict security lifecycle. Here is exactly what each stage means for your capital:

• Proof Required: You have generated a tracking link but haven't submitted your transaction details yet. The system is waiting for you to submit your proof of purchase.
• Proof Submitted: You have submitted your claim. Our team is currently reviewing your claim to ensure they meet the validation criteria.
• PerkLedger Verified: Great news. We have verified your purchase valid. The transaction is now in the "Holding Period," waiting for the partner's final confirmation (ensuring no cancellations occur).
• Partner Confirmed: The holding period has passed, and the partner has released the commission to us. The capital is secured.
• Wallet Credited: The funds have been transferred to your Discovery Rewards Wallet. You can now request a payout when you exceed your threshold.
• Rejected: The claim was invalid (e.g., cancelled order, wrong items, or attribution failure). A specific reason will be provided in your Hub. You can always contact us to learn more about it.

It typically takes 30 to 60 days from verification to credit.

The longest stage is "Partner Approved." Even though we have checked your proof, we must respect the partner's global refund policies (the "cooling-off period").

• The Process: Most B2B partners wait until the refund window (usually 30 days) is closed before releasing the commission.
• The Release: As soon as the partner marks the transaction as "Confirmed," our system automatically moves the status to "Partner Approved" within 24 hours and then "Walled Credited" accordingly when partner paid to us your reward.

This means the partner refused to release the commission for this specific transaction.

In the "Discovery Rewards" model, we can only share what we receive. If a reward is rejected, it is almost always due to one of three reasons reported by the partner's audit team:

• The "Clean Break" (Cancellations): You cancelled the subscription or requested a refund before the validation period ended.
• The "Attribution Failure" (Technical): The tracking chain was broken during purchase (often due to AdBlockers, VPNs, or switching devices), so the partner credited the sale to another source (like Google or a coupon site).
• The "Eligibility Mismatch" (Rules): You were identified as an existing customer, or the service tier you purchased did not qualify for a reward.

The Builder's Transparency: We never reject a claim without cause. The exact reason provided by the partner is always displayed next to the status in your Reward Hub.

The reward is automatically revoked.

Discovery Reward is funded directly by the revenue generated from your purchase. If that revenue is reversed (via refund or cancellation), the capital source disappears.

• During Verification: This is why we have a holding period. If the partner reports a "Refund" or "Cancellation" status during their audit, your claim will immediately change to "Rejected".
• After Approval: If a refund occurs after funds are credited (a rare "clawback"), PerkLedger reserves the right to deduct that amount from your future wallet balance to recover the invalid capital.

The Builder's Rule: Only claim rewards for tools you honestly intend to use. Frequent cancellations may flag your account as "High Risk" and restrict access to future opportunities.

Yes, but we require solid evidence to challenge a partner's decision.

Since the partner holds the marketing budget, their data is usually considered final. However, PerkLedger is built to advocate for its members. If you believe a rejection was a genuine error:

• The Process: Do not just click a button. Reply directly to the rejection notification email or contact [email protected] with your specific "Transaction ID".
• The Evidence: You must provide irrefutable proof (e.g., a welcome email showing a timestamp matching your click, or a paid invoice) that contradicts the rejection reason.

The Builder's Promise: If your case is strong, our team in London will manually open a dispute with the network and fight to recover your Discovery Reward.

It depends entirely on whether you generated a Tracking Link before the purchase.

PerkLedger operates on a strict "No Link, No Capital" protocol required by our partners:

• Scenario A: You generated a link but forgot to submit the claim.
  YES, up to 24 hours. You can claim this retrospectively. Simply go to your Reward Hub, locate the specific tool under the "Awaiting Proof" tab, and submit your order details to initiate the verification.
• Scenario B: You bought the tool without generating a link first.
  NO. We cannot claim a commission for a transaction that originated outside of our ecosystem. Without the initial tracking "handshake," the partner will not attribute the sale to us, and therefore, no capital can be collected.

The Builder's Rule: Always generate your link before you open your wallet. It is the digital contract that secures your reward.

We offer two distinct payout tracks designed for different stages of business building:

• Digital Gift Cards (Standard): Available to all members. You can convert your wallet balance into flexible capital via Amazon, John Lewis, Argos, Currys, Tesco, Nike, Waitrose, or other major retailers. These are sent directly to your email.
• B2B Invoice (Premium Exclusive): Designed for Limited Companies. Premium members can treat their rewards as business revenue by raising a formal invoice to PerkLedger. We then transfer the funds directly to your business bank account.

The Builder's Choice: While gift cards are instant, the B2B Invoice method streamlines your accounting, allowing you to declare these funds purely as "Marketing Commission Revenue" in your company books.

We have set professional thresholds to minimise administrative overhead and ensure meaningful capital transfers:

• Standard Members: £100. You must accumulate at least £100 in confirmed rewards before requesting a payout via Gift Card.
• Premium Members: £50. Premium builders enjoy a fast-track threshold. You can withdraw your capital (via Gift Card or Invoice) as soon as your balance hits £50.

The Builder's Advantage: Upgrading to Premium not only boosts your rewards by 25% but also allows you to access your cash flow twice as fast compared to the standard tier.

Yes. While you can earn anonymously, you cannot withdraw anonymously.

For legal, tax, and anti-fraud compliance, we must verify the identity of the person or business receiving the Growth Capital before any funds leave our system.

• The Requirement: Before your first payout request (Gift Card or Invoice), you must ensure your profile is 100% complete, including your full name, address, and tax residency.
• The Security: This ensures that the capital you worked hard to build is transferred strictly to you and no one else.

No. We do not charge fees for standard withdrawals.

Your capital is yours. PerkLedger absorbs the standard transaction costs for sending Gift Cards or processing UK B2B bank transfers.

• Gift Cards: Delivered at face value (e.g., a £50 reward = a £50 card).
• B2B Invoices: Paid in full to your UK Business bank account.

Generally, No—as long as your account remains active.

Your Growth Capital is your earned revenue. We do not set an expiry date on the funds sitting in your wallet.

The Exception: If your account becomes "Dormant" (inactive) for a period of 12 months, we reserve the right to archive the balance to cover maintenance costs.

The Builder's Rule: Keep building. As long as you log in or check your dashboard once a year, your capital is safe.

Currently, all Growth Capital is held and paid in British Pounds (GBP).

Since PerkLedger operates as a London-based hub, our banking infrastructure is Sterling-denominated. Even if you purchase tools in USD ($), the rewards are converted and stored as GBP (£) to ensure stability.

The Builder's Note: When you cash out via Gift Card or Invoice, you can typically convert the funds to your local currency through your own bank or the retailer's exchange options.

Exclusive to Premium Members: Turn your rewards into legitimate business revenue.

Instead of treating payouts as personal gifts, our B2B Invoice system allows Limited Companies to declare this income correctly. Here is the workflow:

1. Request Payout: In your Wallet, select "Invoice Payouts" (minimum £50 balance required). This option is limited to Business Accounts.
2. Receive PO: Our system will generate a "Commission Statement" acting as a Purchase Order.
3. Raise Invoice: You raise a formal invoice from your accounting software (e.g., Xero, QuickBooks) addressed to PerkLedger for the "Marketing Services" provided.
4. Get Paid: Email the invoice to [email protected]. We process the bank transfer within 7 business days.

The Builder's Benefit: This provides a clean paper trail for your accountant, classifying the funds as "Other Operating Income" or "Commission Revenue" rather than taxable personal perks.

This depends entirely on your personal or business tax status.

While PerkLedger provides the platform for Discovery Rewards, we cannot offer specific tax advice. However, the general principles are:

• For Businesses (Ltd Companies): Since the reward effectively lowers the cost of your business tools, it is typically treated as either "Trading Income" (if invoiced via our B2B system) or a reduction in expenses. You must declare this to your accountant.
• For Individuals: In many jurisdictions (like the UK), standard "cashback" is often considered a discount rather than taxable income. However, if you generate significant capital regularly, tax authorities may view it differently.

The Builder's Disclaimer: Always consult a qualified accountant. By using PerkLedger, you acknowledge that you are solely responsible for declaring any income received in accordance with your local tax laws.

You forfeit any remaining balance immediately.

Deleting your account is a permanent action. Since the "Wallet" is tied to your user profile, removing the user destroys the access to those funds.

• The Financial Rule: You must request a payout for any eligible funds before initiating deletion.
• The Data Reality: For tax and legal compliance, we are required to retain an anonymised record of your financial transactions (invoices and payouts) even after you leave, but the claimable value will be zeroed out.

No. Your Growth Capital is non-transferable.

For security and anti-fraud compliance, the funds in your PerkLedger Wallet are legally tied to the specific user profile that generated the tracking links.

• The Security Rule: We cannot move balances between accounts. This ensures that the person who performed the "Builder's Work" (the purchase) is the one who receives the capital.
• The Workaround: If you need to share the value, you must first withdraw the funds yourself (e.g., as a Gift Card). Once the digital card is sent to your email, you are free to forward that code to anyone you wish.

You speak directly to our London-based team. No bots, no scripts.

We know that when it comes to your business capital, you need fast, human answers.

• Email: Send your query to [email protected].
• The Protocol: To help us resolve your issue faster, please include your "Builder ID" (found in your profile) and, if relevant, the specific "Transaction ID" of the reward in question.

Our Promise: We aim to respond to all builder queries within 24 business hours (Mon-Fri, UK Time).